Eliminating cashflow problems for small businesses

Finiata provides access to liquidity and insights into cashflow for small businesses in Europe so they can focus on what matters

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How are we doing it?

We utilize AI to build the financial services SME's need and deserve

Finiata provides flexible financing to small companies and freelancers through a line of financing and factoring. We believe strongly in the scientific method, listening to customers, solving real problems, and doing the unscalable to find the scalable.

Customer Experience

SME & freelancer banking is out of date, we are here to start overhauling it. Smooth UX & satisfied customers are key. Generating real value by solving real problems is the way forward.

Consumerization

Augmentation & Automation are the heralds
of a new wave of value creation. Consumerization is here including all of its expectations of speed, simplicity, being fair.

Finiata products

Easiest, Simplest & Fastest
credit solutions for companies

Immediate payout for the open invoices

Finiata Factoring allows freelancers and SME’s to get paid for their open invoices today instead of waiting 14-90 days for their money

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A flexible credit line with a guaranteed limit

Finiata FlexKapitał allow freelancers and SME’s to receive a flexible credit line for a fixed low monthly fee to grow their company smartly

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38,000+ business owners across 2 countries use Finiata

Up to €25,000

At your company’s disposal after accepting your application

38,000+

business owners use Finiata
across Poland and Germany

4.7 / 5

based on more than 260 real user
reviews on opineo.pl

Press and reviews

What they say about us

Finiata is a great solution for companies, especially when contractors are late with payments or long invoice payment periods. Service and contact at the highest level
Finiata is a great solution for companies, especially when contractors are late with payments or long invoice payment periods. Service and contact at the highest level, money transferred to the account instantly!
Finiata is a great solution for companies, especially when contractors are late with payments or long invoice payment periods. Service and contact at the highest level
Finiata is a great solution for companies, especially when contractors are late with payments or long invoice payment periods. Service and contact at the highest level, money transferred to the account instantly!

Work with us

Join a diverse team from all across the world

Finiata are 60+ team members from 15+ internationalities working together towards 1 goal. We believe in personal development and providing a work environment that sets people up for success. There is tons of opportunity and challenging problems to work on with real ownership and support.

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Management team

Experienced & data driven

Jan Enno Einfeld

Chief Executive Officer who is a digital banking transformation expert and has more than fifteen years of experience in banking, consulting and FinTech. He is a former member of comdirect bank’s management board and part of their corporate accelerator “Start-Up Garage”.

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Ingmar Stupp

Chief Product Officer, Ingmar was part of Finiata's founding team looking back onto 10+ years of experience in Web Engineering and Product Design from working with BMW, Bosch as well as co-founding a Moscow-based online snack retailer.

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Alexander Beresford

Chief Marketing Officer who has expertise in developing acquisition systems across different Sales and Communication channels. Interested in topics like AI, Growth, Marketing, Product, Scaling, and Partnerships.

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They believe in us

Backed by top tier investors

Customer? Investor? Press? Partner?

We’d love to hear from you!