Finiata is the easiest, simplest, fastest online financing for SME’s
Gone are the times of adapted consumer & large corporate processes
Automated financing for SMEs
Over 70% of SMEs are rejected by banks and traditional financing companies due to old and inaccurate eligibility criteria for financing. We’re embracing the reality of small business owners and providing them the working capital they need through our automated online system.
SMEs don't have access to working capital
(Yeah, you read correctly, 70 Million!)
of all business in Europe are SMEs
of them applied for credit in the last year
of SMEs are rejected due to eligibility criteria for financing
of freelancers see access to finance as their biggest obstacle
We developed three automated systems allowing us to finance SME’s in moments, long & short-term. Our scoring algorithm uses more than 10,000 data points to understand SMEs and make the right decision on a 1:1 basis.
We love our customers and they love us back
B2B lending has consumerized so we focus on UX and customers
The problem is simple: customers need cash to run their business, to respond, to survive. We provide this 100% online, anywhere, anytime. Why can you not delight a customer in credit? We think you can.
"My company struggled to survive on the market were 90 days payment terms are standard. Thanks to Finiata we can easily plan our next growth project”
"I tried several times to get a loan in the bank to improve my cash flow. I was refused as my income is not stable and invoices are being paid late. Thanks to Finiata I have access to immediate payments for my invoices and can better compete with others”
"Paying taxes and salaries on time is not easy when your contractors are being late with payments. Finiata provides us with a capital so we don't have to worry when the end of the month comes.”
A data driven management team
Jan Enno Einfeld
We're happy to get in touch!
Empowering big visions
for small companies.
© 2018 Finiata