We provide integrated lending solutions including Buy Now Pay Later, Merchant Cash Advance, and Credit Facilities

A single API integration enables your customers to obtain funding, manage cashflow, and make payments seamlessly

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What is in it for you?

Activate new
revenue streams

Enhance customer loyalty

Differentiate business with a new USP

Integrated solution

Bespoke loan products and solutions

Finiata’s platform offers proven credit solutions for a wide range of working capital use cases

  • Real-time funding from application to payout in 15 minutes
  • Transparent and predictable financing fees for SMEs
  • Flexible repayment schedules based on business cash flows

How it works

We simplify Business Lending

  • We provide the technology
  • We handle compliance matters
  • We bring the capital

Finiata Platform provides the modular components you need to build a full-featured, scalable credit product for your small business customers.

Creating accounts

Scoring customers

Disbursing funds

Managing repayments

Providing cash flow advice

Find out how to turbocharge your business!

Flexible approach

Integration types to meet your confidence level

Whether you want to focus on an accelerated go-to-market with no lines of code written or build for the optimal user experience embedded deeply into your product, Finiata has got you covered

Light integration 1-2 weeks

  • Customize our user experience to match your brand
  • Quickly start funding your customers or merchants

Everything in between

  • Accelerate your existing user experience with the pre-built widgets
  • Provide customer data through our API

Deep integration 3-4 months

  • Seamlessly embed our products into your existing user experience
  • Facilitate full credit experience in the background

Solutions aligned with SME needs

Limitless use cases

Lines of credit for transport, logistics, and supply chains

Advancing Marketplace Remunerations

Factoring Invoices or Trade Credit

Buy Now Pay Later on your B2B marketplace

True Credit Cards for your customers

Got something else
on your mind?

Market reactions

Loved by customers
and awarded by experts

Your customers are our customers. Having served small businesses for years, we know what it takes to create high-quality credit offerings.

Best lending solution of 2018
by FinTech and InsurTech

Quality Certificate
of direct.money.pl in 2019

Member of the Association of Financial Services Providers in Poland

Certified Reliable Financial Services Provider

Part of PWC | Scale AI program

Customer responses to our product:

Strategic partnerships

Partners we work with

Our partners are a key component of our business and product. We work with industry-leading solutions providers who share our vision of a fully digital, real-time credit experience to consistently surpass customer expectations.

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Help us help you

Currently, Finiata Platform is in initial phases of roll-out and available as a beta version. In this time, we are serving a limited number of partners that work with businesses based in Poland and Germany. Capabilities will continue to be added based on evolving customer needs.

Please let us know how we can help, and a member of our team will be in touch shortly.

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